Today, most Health Insurance policies do offer a cashless hospitalization facility and route your policy through a Third party Administrator (TPA). However, you should be familiar with the terms- Network Hospital and Non-network Hospital. Network Hospitals are those hospitals that your TPA has an agreement with. In case of hospitalization, if you get admitted to a Network Hospital you will be eligible for cashless hospitalization, subject to the other terms and conditions mentioned in your policy being fulfilled. In case you are admitted to a Non-network Hospital, you will have to settle the bills directly to the hospital and then seek reimbursement through your insurer or third-party administrator.